Hello everyone I’m very new to The Empower app. I have seen and heard of the Empower app on ads before quite a few times before and have been very interested in giving it a try, so I am rating this app 2 stars for now due to I did have to pay 8 bucks for the first month just to get an advance of 10 dollars, I’m a bit confused on that and pretty turned off about it due to the fact that I have used other apps like Dave and Albert and their fees are no where near that high, Dave’s is somewhere around $1.99 or $2.99 a month and Albert I believe was free or $4.99 if you wanted to explore other features on the app. So with that said I am rating Empower 2 stars. I will give the app a month to prove to me whether or not, I actually keep the app. Part of downloading the app was the fact that I seen on the ads from different sites that I was using that you could get up to $250 for a pay advance, not saying that I need the advance all the time but when you need it, you need it and so I really think $8 dollars a month is really high just starting out for a $10 cash advance, so I will come back on here next month around the 28th, 29th of February and let everyone know how I actually feel and if it’s worth the $8 dollars. Thank you for reading my review and if you try this app out, please let me know what you think?

The app is good the only downside is if your account is in the negative by over $50 dollars in the negative they won’t send the advance. But if it isn’t you are good to go. Now they may not approve you but it isn’t because of credit it’s because the account is in the negative by that much. Another thing is they charge a dollar to verify the account. but as soon as it’s not in the negative by more than 50 dollars you’ll be approved they’ll send you a notification immediately and once you accept the funds the money and add your debit card that’s connected to the account your job sends your direct deposit. The money will be in your account instantly! Be patient it’s really not days of waiting tbh. Also to verify your income they’ll ask you to put in some information and then connect your bank so they could see the deposits from your job. Another thing they don’t care how much you get paid even if it was 100 dollars a week they will not deny you you will be fine. Just be patient and put all your info into the app that’s it. Tip- the longer you wait the more they’ll offer but idk 100% but it will come in handy incase you need gas in your car or short on rent or anything it doesn’t matter if it was 5 dollars help is help. Now enjoy!

Initially the app was very helpful. My husband also uses the app as well. We had a situation where he didn’t have enough money in his own account to cover his advance so I typed in my information so at least he could pay back to advance. We’ll come to find out if I did that then I am unable to use my own app. I contacted customer support and they said that once the advance is repaid with HIS account then it will be resolved. That’s understandable. So he got a new debit card and typed in his new information and paid back the Advance through his own account. I was able to finally delete my information from his (because it won’t let you delete the account linked to the last advance) and I thought all is well. Went to my own account and I am STILL unable to use my own account for my own advance. The account still says my information is associated with another account which it is NOT anymore. Contacted support which is nothing but robots giving you generic answers to specific questions. Literally said they don’t have a solution??? What do you mean? How are you unable to allow me to just use my account again? You can see my information is completely separate now. There is no reason I shouldn’t be able to use my account. The app is completely useless now so I’ll have to just delete it and cancel if there’s no recourse for these issues. Really disappointing because otherwise the app was extremely helpful.