Affirm: Buy now, pay over time

Affirm, Inc

4.8

Publisher Country	US
Country Release Date	2025-09-26
Categories	Shopping
Country / Regions	US
Developer Website	Affirm, Inc
Support URL	Affirm, Inc
Content Rating	Everyone

Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S.

Why you’ll love the Affirm app:
• See your purchasing power front and center
• Shop brands with clear, flexible payment options
• Discover deals, 0% APR options, and plans over 12 months
• Set up AutoPay or easily make early or one-time payments
• Request to pay over time with the Affirm Card online or in-store

Take your Affirm Card with you everywhere:
• Get a physical card and use it anywhere Visa is accepted in the U.S.
• No credit impact to apply, and no card or annual fees
• Discover 0% APR options or flexible plans at top brands, in-store and online
• Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details.

Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed.

The Affirm Card is a VisaⓇ debit card issued by Evolve Bank & Trust (Evolve), Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve. Learn more at https://www.fdic.gov/resources/deposit-insurance/. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

Rates from 0 - 36% APR. For example, an $800 purchase could be split into 12 monthly payments of $77.99 at 30% APR, or 4 interest-free payments of $200 every 2 weeks. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states.

507.94K+

By E M
2025-09-24
Version 3.389.2
customer_supportservice
it's weird how I get a $700 credit, use it, then pay it off and then try and get another credit only to be told I don't qualify because not enough time with credit history. I had less of a credit history when they approved me the first time. I've realized One Pay and After Pay will give you another credit as long as you pay off each credit you get!! It Seems like Affirm doesn't look at your payments made with them or that you pay it off but at the spread sheets with the #'s to make theidecisions
By AngelicKatWolfLover
2025-09-23
Version 3.389.2
designperformance_and_bugsinstallation_and_setup
The app is amazingly organized and has an amazing search for shops and such. But it is taking FOREVER for the app to load the screen to get signed up to get my Affirm physical card. I'd like to be able to use that more than just online shopping and paying. So until that problem is fixed, a 3 star rating is fair.
By LCD_ scream
2025-08-08
Version 3.377.0
service
Affirm has been an absolute blessing for me and my family because it makes purchasing expensive items so much easier. As long as you have a job/steady income and a bank account, you're able to pay over time (usually around 3-18 months, it gives different options). I've been able to use it for both planned and unexpected purchases. Making on-time payments and successfully completing purchases improves your credit score too. Highly recommend!