AppsGames
OnePay – Mobile Banking

OnePay – Mobile Banking

One Finance, Inc.

4.8

Advertisement

Download APKFor iPhoneFor Android

Advertisement

More. For your money.

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. OnePay debit card is issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard® International Incorporated.

To see terms and conditions relating to OnePay’s products and promotions, visit onepay.com/rewards-terms.

*OnePay Points earned and redeemable according to the OnePay Rewards Terms. Must have at least 25 points to make a redemption. OnePay Points can be redeemed into a OnePay Cash account only.

†Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay Cash account pursuant to the OnePay Rewards Terms. Individual reward details can be found in the OnePay app. See terms.

∆3.75% annual percentage yield (APY) applies to the Savings balance of OnePay Cash accounts that have either (i) received $500+ of Direct Deposits in the current or previous month or (ii) have a balance of $5,000+ at the end of the previous month. 3.75% APY is also earned on Pay Autosave and ONE@Work Save balances without deposit or balance requirements. 3.75% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYs are as of 12/20/2024, but may change at any time before or after account opening.

‡Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay Cash account pursuant to the OnePay Rewards Terms. Only applies to OnePay Cash accounts that have either (i) received Direct Deposits totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ as of the last day of the previous month. This reward applies to purchases at U.S. Walmart locations and on Walmart.com only and may not be combined with other OnePay Cash promotions for cash back at Walmart. See terms.

**Available to OnePay Cash accounts that have either (i) received Direct Deposits totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ as of the end of the previous month. You must be 18 or older to receive Overdraft Protection. When on, Savings Backup will be used before Overdraft Protection. Overdraft balance is due right away. Transactions eligible for Overdraft Protection are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See one-web.app.link/overdraft.

^Direct Deposit is required. Funds may be available up to 2 days in advance, depending on when your employer sends paycheck data.

+Use of the Credit Builder Program does not guarantee that your credit score will improve. Credit score improvement is dependent on your specific circumstances and a variety of factors, including your financial behavior. Failure to make monthly minimum payments on time may negatively impact your credit score. Credit Builder is available to OnePay Cash accounts that have either (i) received Direct Deposits totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ at the end of the previous month. Participation is subject to eligibility. See OnePay.com/Legal/Licenses.

Based on a 12 month loan with $25 monthly payments and a 0% APR. You can choose how much you’d like to pay towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be paid from the loan proceeds held in your Credit Builder lockbox.

©Copyright 2025 One Finance, Inc. All third-party names, logos, and brands are trademarks or registered trademarks of their respective owners. Their use herein does not imply ownership, affiliation, or endorsement.

P.O. BOX 513717
Los Angeles, CA 90051

Release Details


Publisher CountryUS
Country Release Date2024-02-16
CategoriesFinance
Country / RegionsUS
Developer WebsiteOne Finance, Inc.
Support URLOne Finance, Inc.
Content Rating4+

Average Rating


166.41K+

Rating Breakdown


Featured Reviews


  1. By Mickeyclubhouse87

    2025-03-16

    Version 4.50.0

    BugsCustomer ServiceFeature RequestsLove itSpending

    I love my Money cards you can save a lot of money inside of this card other card at Walmart. Have they always take money off of with a aggravated fee, so I always hate that card now the money card always love because you money on it you could do whatever you wanna do with it and I love it love it love it love it love the other cars they stink every time you look up you get money taken off of me if you don’t have one you need to go to Walmart and get cause your money car get more and more and more there they save money for you like crazy. That’s why I will give y’all a review five stars. The one one money card is the best card ever I have in the side of my wall when I say I could go do anything with this cards you were saying money on that cards like it was never tomorrow I love it. I love it. I love it. You get 100. Or you get a lot of money back on that card 15cents back on your money card with no fees at all, it was just keep your money on it would just roll and roll Customer Service will take care of your car. They will not let nobody take a vantage of it if you have a problem with your call customer service.

  2. By djboyd94

    2025-01-09

    Version 4.42.0

    AdsBattery UsageBugsDifficultNotificationsPayment and BillingSpending

    I originally opened the ONE account because I deliver for Spark in my spare time and they offered cash out after each successful delivery. I have not had any problems so far. My only two issues are 1) if a charge declines it will send a notification for amount declined but will not say who/what that charge was for. I have some subscriptions I’d like to cancel but it’s hard to catch them with this app. 2) $ off for Walmart purchases are nice but the deals always pop up after I’ve already made a purchase and almost NEVER before. They also don’t last very long at all and they only seem to be available if scanned in store and not on Walmart delivery. I do appreciate the 3% cash back however I believe the limit per year should be higher. They also offer 2-15% cash back on other stores. It’s easy to deposit/ withdraw $ at Walmart or visit any Allpoint ATM for free cash withdrawals. I like the 3.75% APY on savings. My husband also has ONE so it’s easy for us to send/receive funds for whatever reasons. Other great features include creating additional savings account. I have one that I put $ in just to make sure my credit card is auto drafted and paid on time and I have a 2nd one for all my actual $ savings. Let’s go beyond with more features including, overdraft protection, freeze card & round ups. I have not tried credit builder yet but I hope to soon. A few bumps in the road but overall a great experience so far.

  3. By itsareason

    2023-08-15

    Version 3.16.0

    Customer ServiceHate itLog InPrivacySpending

    Nothing takes up unnecessary space more than a program that does one trick. So I was anxious to get same day pay from spark but I wasn’t invited into the one program. So after doing research I read about one program and I instantly created an account so I can be prepared when it’s available in my region. I didn’t have much choice considering there is no landing page options other than login and sign up. There is no faq page, no help center, no contact us, etc. almost instantly after creating my one account I receive a spark invite with instructions saying use the same login credentials as spark and the link in my email. I didn’t use my spark email for my one account and I used my phone number. So when I pressed the link it automatically integrated to an account I never opened. So I try and resolve the issue by asking customer service to delete my account so that I can go through the link and the integration can be effective. Initially customer service did not fully honor my request because when I tried to create a new account my phone number was still occupied. They then narrated the account is inactive but I can still login for statements. So I requested to delete my data in effort to free up my phone number. So it was done and yet I started getting rejected to create a new account. Customer service explained that at this moment they are unable to reinstate closed accounts and create new accounts for customers. How completely useless.

Screenshots


Hot Apps


You May Like




Trending Apps

See More








Editor Choice Apps

See More