I went from bad to good credit in just a few months time. I jumped like 49 points the first month and then upgraded it from the five dollar plan to the $20 plan. Did I mention that they also opened like a $120 line of credit for 10 bucks a month and when I made the last $10 payment they actually gave me back the $120! I was shocked and started it again to save money while establishing payment history! I went from getting a secured credit card at the beginning with my poor credit to getting a $2000 credit card approved without a deposit! With that in good standing I got more offers sent to me and was approved for another $4000 credit line not to mention I could now even buy things online and use Buy Now, Pay Later without even using any of my credit cards! Like it has opened so many doors and possibilities! Not many apps online can literally change your standard of living in such a short amount of time! If you haven’t started using Kikoff then sign up already and I promise it will be one of the best decisions in your life if used correctly.

I got on this app after reading TONS of reviews saying how they got a better score very quickly (within a few weeks to a few months) and the fact that the platform says “build credit QUICKLY”. Have been on this for around 2 months, got the middle plan. My score is exactly the same so far, not even 5 pts higher. So far I see no benefit of paying for this, and I am unsure how others are seeing so many quick and great results. Also…the app has a lot of things around and it’s not straightforward about what needs to be done. My first month I went there to pay, only to get a notification a bit later saying I was late and I had to pay if I didn’t want the negative mark on my report. I contacted them and turned out I paid one part but not the other, because there’s a see of different things in the middle, you have to scroll all the way down to see it. Why is this not super obvious on the main screen? People on this app are paying to get better credit, yet you don’t put the option to pay visible so we get late and then get the opposite result. Lastly why such negative language? Just today I got a push notification that said in big bold letters “payment past due” and then in smaller letters that my payment is due tomorrow. So not a payment past due but instead an upcoming payment?

Without Kikoff I would still be takin the bus to work (instead I got I approved for a new whip skrrrt skrt). This app is GENIUS. Its for literally one thing - Building credit. All the haters on here clearly don’t understand what Kikoff does (hmmm not understanding what they buy is probably why they have bad credit in the first place…?). Some of these comments like “where my money at” and “I didn’t know it takes time to work”… blah blah blah pleeeease!!! If you want money, don’t get Kikoff. If you wanna get your credit right so you can get money later and have healthy credit, get Kikoff. Not trying to rip on people just sayin… dang. Not that complicated. Kikoff gave my score a boost an then helps me build more credit by helping the factors that make up my score. This app is for people who WANT to work towards better credit FOR REAL and want a legit hack that gets them results faster. My score went from a 605 to a 690 in 2 months with literally NO WORK. I didn’t even pay off any debts… this app do it.