Now with the new SoFi Plus, our premium membership with benefits across banking, investing, borrowing and more. Unlock for $10/month or at no cost with direct deposit

Mobile banking made easy. High-yield savings¹, no account fees², and up to $300³ when you open an account with direct deposit.

Better banking is here. Join over 10 million members who bank, invest, save, and budget with SoFi. Do it all in one app.

SMART MOBILE BANKING FEATURES
• Bank with no account fees, no overdraft fees, and no monthly maintenance fees.²
• Get your paycheck up to two days early with direct deposit.⁴
• Access your cash at over 55,000 fee-free ATMs nationwide.⁵
• Make mobile check deposits instantly using your phone.
• Protect your spending with $50 Overdraft Coverage.⁶

HIGH-YIELD SAVINGS
• Earn our highest savings rates with direct deposit.¹
• Create custom Vaults for your savings goals.
• Transfer money instantly between accounts.⁷
• Set up automatic savings rules for your goals.
• Track your savings progress with detailed insights.

INVESTING MADE EASY⁸
• Trade stocks with no commission (other fees apply).
• Start investing with just $5 in fractional shares with SoFi Securities.
• Access exclusive IPO investments with SoFi Securities.
• Choose automated investing for your goals with SoFi Wealth.
• Manage retirement accounts from your phone.

BILL PAY & MONEY TRANSFERS
• Pay bills and schedule automatic payments.
• Send money quickly to friends and family.⁷
• Set up recurring bill payments.
• Transfer money between bank accounts.⁷
• Track all bill payments in one place.

SMART BUDGET TOOLS⁹
• Track spending across all your accounts.
• Monitor your credit score with regular updates.
• Create custom budget categories.
• Get instant spending notifications.
• Set up bill payment reminders.

SPECIALIST SUPPORT
• Get help from our team seven days a week.
• Connect through secure in-app chat.
• Call us at (855) 456-SOFI (7634).
• Access our comprehensive help center.

Download SoFi now to experience better online banking, smarter investing, and powerful money management tools. Join millions of members who save, invest, and manage their money with our all-in-one mobile banking app.