EarnIn: Why Wait for Payday?

Activehours Inc.

4.7

EarnIn is the original same-day pay app1 — with overdraft help, saving tools, credit score monitoring, and more to help you take control of your personal finances.

GET UP TO $150 PER DAY2
Access up to $150/day, with a max of $750 per pay period with Cash Out. Get your money in your bank account in minutes for a small fee or in 1-3 business days at no cost. Why wait for payday? Access your money as you work with EarnIn.

NO MANDATORY FEES
No interest, no credit check, no membership fees, nada.2 EarnIn is a smarter & faster alternative to cash advances and payday loans. Pay a tip — only if you choose.3

ACCESS YOUR OWN CASH
Get paid as you work, not weeks later. Tap into money you’ve already earned to pay bills in advance, keep your budget on track, and more. Why borrow money, take out a payday loan, or use a cash advance?1

GET PAID EARLY
With Early Pay, you can get your paycheck up to 2 days early. Just $2.99 per expedited transfer to your primary bank.4

HELP AVOID OVERDRAFTS
With Balance Shield, you can get alerts & custom transfers from your own pay to help protect your bank balance and avoid overdraft fees.5

TRACK YOUR CREDIT SCORE FOR FREE
Your VantageScore 3.0® by Experian® is just a tap away.6

EFFORTLESS SAVING & BUDGETING TOOLS
Save money from every paycheck with Tip Yourself. Save towards bills, travel plans, or a rainy day fund with automatic (or manual) transfers when you get paid. EarnIn helps you reach your savings goals one paycheck at a time.7

SAFE AND SECURE
We use the latest in security technology to keep your data and money protected.

BACKED BY SUPPORT
Questions? Chat with your EarnIn Care Team via app or web — we’re available every day of the week.

EarnIn is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, Beem, Self, Varo Bank, Chime (SpotMe), Instacash, Float Me, Possible Finance, Albert, Klover, Ibotta, MoneyLion.

EarnIn
391 San Antonio Road, Third Floor
Mountain View, CA 94040

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EarnIn is a financial technology company not a bank. Banking Services are provided by Evolve Bank & Trust, Member FDIC.

1 Expedited transfers available for a fee. Visit Earnin.com for full detail.

2 EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit EarnIn.com for full details.

3 Tips go to EarnIn. Whether you tip, how much and how often you tip do not impact the quality and availability of services.

4 Early Pay requires a Deposit Account with Evolve Bank & Trust. Fees and restrictions apply. Visit EarnIn.com for full details.

5 EarnIn is not a bank. Transfer limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Helps avoid overdrafts but doesn’t prevent them. Visit EarnIn.com for full details.

6 Your VantageScore 3.0 may differ from the score your lender uses. Visit Experian.com for full details.

7 Tip Yourself accounts are held by Evolve Bank & Trust, 0% APY, no monthly fees. Terms apply. Visit EarnIn.com for full details.

País del Editor	US
Fecha de Lanzamiento en el País	2014-01-21
Categorías	Finance
Países / Regiones	US
Sitio Web del Desarrollador	Activehours Inc.
URL de Soporte	Activehours Inc.
Clasificación de Contenido	Everyone

265.76K+

Por Chris Dorn
2025-05-23
Versión 15.68.1
Love itSpending
As someone who has recently been through a rough patch financially, I've used pretty much ALL the available cash advance apps. There are ones that legitimately work well, ones that work but could use some improvements, and ones that failed to work at all. EarnIn is easily one of, if not THE, very best on the Play Store at the moment! I can't speak to EarnIn's other tools or services, but in terms of their cash advances, it works perfectly! There is no monthly fee and it's easy to use. 🥳
Por Meliodas Morningstar
2025-01-25
Versión 15.51
SpendingWaiting
I only use this for emergency use only but it's a lifesaver and I very much appreciate being able to draw money in advance, the only drawback is when you're struggling financially you sometimes get stuck in a cycle of drawing in advance until the situation gets better or you have to force yourself not to draw just to restabilize. Only complaint I have is they raised they're fee from 3.99 to 6.99 to draw instantly but there's a free draw but you have to wait a couple days to get your money.
Por Brent Howard
2025-01-24
Versión 15.48
Bugs
So I've had this app for about a year or more now. I never had any issues using it. I would borrow and payback on time. My borrow amount even went up after a while. Even if my bank account was in the negative already or the amount that I borrowed came out and put me in the negative, the transaction would still go through. Now I'm seeing that they're "bouncing" and being returned. I called my bank and told them the problem, and even they see the transaction going through completely on their end.